Plan For the Life You Want, Long After the Work is Done

At Carrick, retirement planning isn’t just about reaching a number; it’s about achieving the lifestyle, freedom, and peace of mind you’ve envisioned. Whether you’re just starting to plan or approaching retirement, we create a strategy that aligns with your goals,
timeline, and evolving needs.

Why Retirement
Planning Matters

Life expectancy is increasing, and so are the financial demands of retirement. A well-structured retirement plan ensures that you:

  • Maintain your lifestyle and independence
  • Manage longevity risk and inflation
  • Minimise tax exposure
  • Preserve wealth across generations

It’s not just about saving, it’s about structuring your wealth to work for you, sustainably.

Our Approach

We begin by understanding where you are now, where you’d like to be, and what matters most to you. From there, we:

Assess your current assets, income and future requirements

We conduct a thorough review of your financial position, taking into account your assets, income streams, and anticipated expenses to establish a clear foundation for planning.

Identify gaps and opportunities

We analyse potential shortfalls and uncover areas where strategic adjustments or investments can enhance your future financial security.

Build a bespoke retirement strategy tailored to your goals

We design a personalised plan that reflects your lifestyle aspirations, risk profile, and long-term objectives.

Incorporate global investment options, estate planning, and healthcare considerations

We integrate cross-border investment opportunities, succession planning, and medical provisions to create a well-rounded and resilient retirement strategy.

Adjust your plan over time as your life evolves

We regularly review and refine your strategy to ensure it remains aligned with changes in your circumstances, market conditions, and future goals.

Investment Portfolio Diversification

Investing outside of domestic markets allows for diversity of geography, currency, asset class and industry, which reduces volatility and the risk of poorly performing investments.

Access to Global Companies

Companies that hold a global footprint provide investors like yourself with exposure to profitable growth opportunities, while increasing the likelihood of greater returns.

Currency & Risk Protection

Offshore investments provide robust protection against the volatility and risk in uncertain domestic markets, and you enjoy additional flexibility by earning returns in foreign currencies.

Global Succession Planning

By developing offshore succession structures, we help you preserve and pass on personal and family wealth as well as business assets in a tax-efficient and flexible manner.

Improved Tax Efficiency

Offshore investments allow you to protect your wealth by shifting a portion of your tax burden to offshore jurisdictions with a more competitive tax rate.

Retirement Looks
Different for Everyone

Whether your ideal future includes travel, time with family, pursuing passions, or leaving a legacy, our solutions are designed around your vision—locally and offshore.

Let’s Start Planning Today. The best time to plan was yesterday. The second-best time is now.

Connect with our Team

Connect with a Private Wealth Manager to take the first step toward a secure and fulfilling retirement.